Relax and Chill Out with the right cover

As your general insurance partner, Berkeley Alexander, are always on the look out for new schemes/markets for competitive insurance that could help your clients.

Should any of your clients currently own or are purchasing a hotel, guest house, health / fitness centre or they are connected with the leisure & hospitality sectors, we can now help them find the right product with the right cover at the right price.

The new scheme arranged via our group partners, Infinity Specialist Insurance, not only provides highly competitive premiums but also market leading cover such as:

• Cover for Saunas, Solariums, Swimming Pools, Steam Rooms and Turkish Baths
• Treatment cover including massage, piercing, waxing and hairdressing
• Damage to playing surfaces
• Property Damage cover up to £10 million
• Loss of Licence
• Commercial Legal Protection

So whether your client owns a small hotel or guest house or they are a hotel/leisure industry magnet, you now have access to assist them with their insurance requirements.

If you do not want to be involved with the quotations due to complexity, time, product knowledge etc, you can always simply introduce to us and let us do the work for you, whilst still earning a generous commission level of up to 15%.

Not only can we assist on Hotels/Guest Houses but we can look to help any of your clients insurance needs for Amusement Arcades, Bingo Clubs, Indoor/Outdoor Play Centres, Casinos, Snookers Clubs / Pool Halls and even Zoos and Safari Parks!

For more information or to see how we can assist your clients, please call us on 0845 355 1166 or email info@baonline.co.uk

Mike Raybone
Chartered Marketer and emarketing specialist

Join the Mortgage Brain Linkedin group… click here

Would you like to earn an income by becoming one of our area Key Account Managers?

Would you like to earn over £3,000 per month?

o.t.e year 1 £36,000 – £45,000
o.t.e year 2 £70,000 – £90,000

If your answers are yes we have great news!

Viva Costa International (VCI) is delighted to offer a LIMITED number of Key Account Manager positions to the right people in London, Home Counties, East Anglia, Yorkshire, Midlands, Cardiff, Bristol and Edinburgh.

VCI is in the unique position of having too many leads and potential introducers to manage effectively. We have people ready to see you now!

As a Key Account Manager you would benefit from:

  • Receiving commissions from your introducers cases
  • Multiple income streams from multiple sources  
  • Full support & training
  • Complete Head Office back office team
  • The brand of an established business

If you are interested in increasing your income and feel that you are the right person please click on the link below, ring us on 08450 664444 or contact Keith Davie on 07885809591 for more information. CLICK HERE

Full CV and interview will be required.

Mike Raybone
Chartered Marketer and emarketing specialist

Join the Mortgage Brain Linkedin group… click here

Mortgage availability “surprisingly good” in Spain

There is still finance on offer for buyers who are keen to own a property in Spain.

Operations director at Conti, an overseas mortgage specialist, Clare Nessling told Mortgage Introducer that the availability of home loans in the nation is “surprisingly good, despite the negative reports about its property market”.

She explained the maximum loan-to-value still sits between 65 per cent and 70 per cent, but noted this can be higher in regions where the real estate market is considered to be more resilient, such as the Canary Islands and Madrid.

Ms Nessling also pointed out that Spain remains a popular target among overseas property buyers thanks to its accessibility and strong rental potential.

Last month, sales and marketing manager at Taylor Wimpey de Espana Marc Pritchard highlighted Spain’s enduring appeal among holidaymakers, noting a predicted influx of tourists in 2012 is good news for the country’s real estate industry.

He singled out Alicante as one area to watch, thanks to the growing number of airlines flying into and out of its airport.

Mike Raybone
Chartered Marketer and emarketing specialist

Join the Mortgage Brain Linkedin group… click here

Get Paid For Less Work!

With workloads ever growing, revision for exams and the extensive compliance requirements for mortgage applications, don’t ignore the general insurance opportunity due to a lack of time.

If you do not have the time to sell household or ASU/MPPI to your clients, let Berkeley Alexander take the strain of the general insurance sales process, compliance and paperwork and ‘introduce’ your general and commercial insurance to us.

Not only will you get the benefit of earning lifetime commission on the sales, but as you’re introducing the client to us, we’ll take responsibility for all of the fact-finding, compliance and administration work involved.

With introduced commissions levels of up to 20%, you can introduce all forms of insurance to us including:

* Home Insurance
* Property Owners
* ASU/MPPI
* Commercial Insurance

and much more

We pay lifetime commissions and no minimum business levels required.

Simply log onto www.baonline.co.uk, click on ‘Introduce a Client’, and take 60 seconds to provide us with your client’s details. We’ll then call them, provide quotes, and keep you posted by email.

Don’t have any agency? Click here to complete our simple online registration.

So start introducing to us today and let Berkeley Alexander take the strain!

For more information please contact our main office on 0845 355 1166 or email info@baonline.co.uk

Mike Raybone
Chartered Marketer and emarketing specialist

Join the Mortgage Brain Linkedin group… click here

Sun, sea and mortgages

Bargain property prices and historically low interest rates are putting Brits ahead in the overseas property race, says Conti’s operations director Clare Nessling.

With the endless stream of doom and gloom stories about the economic downturn, you could be forgiven for thinking that the nation’s dreams of owning a property abroad have totally dried up.

Not so. Despite the UK property slump and the struggling pound, the overseas property market is alive and well for British investors, and it appears that more and more of us are seeking a little slice of life overseas.

According to a recent Mintel Research report, one in three Brits is now contemplating emigration.

And a quarter of us are considering investing in a holiday home, according to the recent Holiday Lettings’ Insights Report, with Spain being the second most popular location being enquired about by prospective holiday let buyers, after the UK.

There have also been reports about how the eurozone debt crisis is scuppering UK buyers’ hopes of securing an overseas mortgage.

But bargain prices and low interest rates mean that buying property abroad may never have been more affordable.

So just how easy or difficult is it to finance the purchase of a foreign home?

The answer may be more positive than you expect, but just how easy it is does depend on where your clients want to buy.

The most popular destinations amongst our clients are still France and Spain, both of which come with easy access and good rental opportunities.

Enquiries for both locations have increased considerably over the last three years, as investors continue to stick to locations they know and trust.

Turkey and Portugal are still popular too, while interest in Australia has also been creeping up recently.

Click here to view the full article.

Mike Raybone
Chartered Marketer and emarketing specialist

Join the Mortgage Brain Linkedin group… click here

Ingard – Pulse Newsletter – January 2012

Happy New Year and welcome to 2012!

The end of the year brought the publication from the FSA of the Final Consultation Paper for the Mortgage Market Review. David’s article this month gives you the key points of the 585 pages and gives Industry opinion on how this will affect us all.

From a Company perspective November and December were record months for case numbers and despite only being a 3 week month December matched November. This shows we are all busier and should mean a good start to the year.

Click here to view the newsletter.

Mike Raybone
Chartered Marketer and emarketing specialist

Join the Mortgage Brain Linkedin group… click here

Uinsure appoints AXA to B&C panel

Uinsure, the general insurance provider, has appointed AXA Personal Lines to its Buildings and Contents panel. This appointment by Uinsure will ensure that our panel of insurers will offer a significant competitive choice for IFAs, mortgage advisers, and customers.

Uinsure has a competitive panel of leading general insurance providers which provides great choice, great products and a quick and simple documentation process. Uinsure offers the unique combination of: a common policy wording for Building & Contents insurance, a simple and easy to use system, the most comprehensive compliance trail and a wide range of insurance partners.

Click here to view the full article.

Mike Raybone
Chartered Marketer and emarketing specialist

Join the Mortgage Brain Linkedin group… click here

Increase your income in 2012 – find out more in Belfast or at any of our forthcoming events

VCI invites you to our taster session in Belfast on the 13th February at the Encore Hotel, buffet lunch provided. Our events are designed for agents who wish to learn more about the non-regulated products and services that we offer and to show how you can increase your income in 2012.  

·  NO licenses needed
·  FULL support provided by local key account managers
·  SEE the high quality products available
·  TALK to the experts

As always spaces are going fast so please let me know as soon as possible if you would like to attend.               

BOOK YOUR PLACE NOW BY CALLING ROS MARTLEW ON 08450 664444 OR click here

Mike Raybone
Chartered Marketer and emarketing specialist

Join the Mortgage Brain Linkedin group… click here

Berkeley Alexander warns brokers and IFA’s to act now to protect their customers

Official figures released on the 18th January 2012, by the Office for National Statistics show that UK unemployment rose by 118,000 in the 3 months to November 2011 bringing the total number of unemployed to 2.685 million. The unemployment rate is also up to 8.4%, the highest level since January 1996.

These latest figures, alongside the possibility of a double dip recession, paint a very bleak picture for hardworking Britons in 2012. With many still running scared after the personal loan PPI scandal, it is more important than ever for brokers to explain to clients that Mortgage Payment Protection Insurance (MPPI) and Income Protection Insurance (IP) are entirely different products, and to emphasise the importance of professional research prior to buying.

Mark Hutchings, Sales & Marketing Director, at Berkeley Alexander warns “Don’t leave it too late. All the signs are that things will get worse over the next 12 months, so now’s the time to talk to customers about their concerns, to explain the protection options available, and to reassure them as to the dependability of the cover.

“MPPI and IP are essential products for a large sector of the UK population, and when sold properly will provide real peace of mind to clients. As a market leader in this area, it’s not surprising that we’re experiencing an unprecedented level of enquiries from advisers via our Business Development Team, as well as a flurry of new registrations on our website. The message is clearly getting through to many advisers, but others must move quickly to ensure that their clients are not exposed to the potentially disastrous consequences of unemployment.”

Mike Raybone
Chartered Marketer and emarketing specialist

Join the Mortgage Brain Linkedin group… click here

Golf Club and Golf Pro Cover from Berkeley Alexander

Involved with your local golf club? Is the chairman/secretary one of your clients? Have you considered helping them arrange the club’s insurance?

Working beside our group partners, CCV Sports & Leisure, we are able to arrange comprehensive cover to the club whilst earning you valuable extra commission of up to 15% of the annual premium.

The scheme not only provides highly competitive premiums but comprehensive cover such as:

• Buildings (including non standard construction) & Contents
• Greens, Fairways, Trees & Plants
• Greenkeeping, Plant & Machinery, Irrigation Equipment etc
• Cups, Trophies and bar stock
• Loss of Revenue
• Public Liability of up to £10m
• Loss of Licence
• Legal Expenses

If the club has been claim free for the last five years they will also guarantee to beat their existing renewal by at least 5%.

Do you know the Golf Pro at the club? You could also assist in finding the right product for them with the Golf Pro Cover, designed to dovetail with the Pro’s PGA cover.

They could benefit from cover for:

• Pro Shop Stock and Contents
• Computers
• Mobile Phones
• Photographic and Video Equipment (all risks – anywhere in UK & Europe)
• Tools & Portable Items (all risks – anywhere in UK & Europe)
• Employers Liability – up to £10m
• Public Liability – up to £5m
• Legal Expenses

So if you have an enquiry please contact our offices on 0845 355 1166 and ask to speak to Steve, Phillip or Richard. They can arrange the quotation with you or speak directly with your client.

Mike Raybone
Chartered Marketer and emarketing specialist

Join the Mortgage Brain Linkedin group… click here