Monthly Archives: March 2012

Just 12 days to go to complete our survey and have your say on our future plans

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Tell us what you want from your GI partner

How often does a provider give you chance to have your say in their future plans? Well, Berkeley Alexander, are doing just that.

We want to find out what the most important things are to you when using us and what you feel should be our priorities.

Just 12 more days to go to complete the survey.

For those of you that maybe have yet to use Berkeley Alexander as your general insurance partner, it’s your opportunity to tell us what it is that would convince you to place your clients GI business with us.

Not only can you have your say, you also get the chance to win one of 3 Kindles! Click here to complete our survey.

Don’t miss this opportunity to put your views across, tell us what your expect of your GI provider, and how you would like to see us develop our products and services in 2012 and beyond.

If you have already completed the survey, then many thanks for taking the time to do so.

Mike Raybone
Chartered Marketer and emarketing specialist

Join the Mortgage Brain Linkedin group… click here

Ingard – Pulse Newsletter – March 2012

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Welcome to the latest edition of the Pulse. With so much activity in the lender space currently the months are flying by.

With many lenders clamping down on interest only criteria over the last couple of weeks and Santander’s decision to include Christmas and Birthday’s in affordability calculations you may be forgiven for thinking that lenders are making it near impossible for you to obtain mortgages for your clients and there are no options available to you!

The trade bodies claim fears that they could be sued if a borrower’s repayment vehicle fails to pay off their interest only mortgage are behind the lenders recent criteria changes. Abbey claims the new affordability criteria means faster processing. Having more realistic information about a clients spending and more information up front about deposits will enhance their service to brokers and their clients. Let’s hope so!

Click here to view the newsletter.

Mike Raybone
Chartered Marketer and emarketing specialist

Join the Mortgage Brain Linkedin group… click here

Helping advisors lead the way on landlords insurance

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We offer competitive and comprehensive insurance for both BTL and commercial properties. The insurers we have selected are able to provide cover for occupied or unoccupied properties and for various types of tenants, be they students, professionals or DSS. A wide range of cover options is available at competitive premiums for buildings and contents.

We can also provide cover for properties used for commercial purposes including amongst other things, factories, warehouses, shops, offices and blocks of flats.

With 12 insurers, supported by real technical expertise and a desire to find the right product, with the right cover at the right price, you can access what is possibly the most comprehensive service currently available to you.

You can choose how to access our property owners insurance service:

Call us on 0845 355 1166 to obtain a quotation and advise your client – this is our most comprehensive service using 12 insurers, listed below. Commission levels are up to 25% for both new business and renewal.

  • Ageas
  • Towergate Let Property
  • Aviva
  • Home & Legacy
  • Keelan & Westall
  • Linaker Schemes
  • LV
  • MMA
  • NIG
  • RSA
  • Towergate Commercial Property
  • Zurich

Click here to access our online ‘buy to let’ quote facility, provided in conjunction with AUL (Towergate Let Property) Insurance. Commission level of 15% for new and future renewal premium.

Simply introduce to us and let us do the work! Commission level of up to 15% for new and future renewal premium.

If you have a large investor client base and would like direct access to a specialist online quote system that includes a wide range of insurers, for commercial and buy to let property and also various business insurance schemes click here.

Mike Raybone
Chartered Marketer and emarketing specialist

Join the Mortgage Brain Linkedin group… click here

Tell us what you want from your GI partner

Posted on by

How often does a provider give you chance to have your say in their future plans? Well, Berkeley Alexander, are doing just that.

We want to find out what the most important things are to you when using us and what you feel should be our priorities.

For those of you that maybe have yet to use Berkeley Alexander as your general insurance partner, it’s your opportunity to tell us what it is that would convince you to place your clients GI business with us.

Not only can you have your say, you also get the chance to win one of three Kindles! Click here to complete our survey.

Don’t miss this opportunity to put your views across, tell us what you expect of your GI provider, and how you would like to see us develop our products and services in 2012 and beyond.

Mike Raybone
Chartered Marketer and emarketing specialist

Join the Mortgage Brain Linkedin group… click here

Uinsure Payment Protection Update

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On 14th October 2010 a ruling by the Competition Commission relating to the sale of Payment Protection Insurance was published. The findings of this report are to be implemented on Friday 6th April 2012.

To ensure that we provide both you and your client with a compliant set of documentation after the regulatory changes are implemented, all Uinsure MPPI and Bill Protector quotations and illustrations will become invalid on Thursday 5th April 2012. Any quotation that is not submitted before this date will need to be requoted.

Uinsure remains committed to clients who have purchased a MPPI or Bill Protector product in the past and will continue to cover these clients under the same terms and conditions.

Uinsure also remain committed to providing this invaluable cover in the future and will continue to offer all of our current product options, (Including New, Existing and Non-Mortgage clients) after the changes on 6th April.

For more information about how the Competition Commission changes will affect you, please contact our sales team on 0844 844 3844 or email us at enquiries@uinsure.co.uk

Mike Raybone
Chartered Marketer and emarketing specialist

Join the Mortgage Brain Linkedin group… click here

Buying a property in France now even more affordable

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Reductions of between 0.20% and 0.40% across range of mortgage deals

Conti, the overseas mortgage specialist, is offering even lower mortgage rates for people purchasing property in France.

Reductions of between 0.20% and 0.40% across a range of deals mean that buying a French property is now even more affordable. The rates are available through the broker’s specialist arm, Conti France, the only UK-based overseas mortgage broker with direct access to more than 120 French banks. 

Clare Nessling, Director at Conti, says: “France still accounts for the biggest number of mortgage enquiries we receive, and that shows no signs of changing. The country has become an increasingly attractive investment option, not least because of low interest rates, easy access from the UK, and good rental yields, but also due to some great property prices because of a slower market, which means that there are many motivated vendors who are willing to accept lower offers.”

The reductions mean that even more deals between 3% and 4% per cent are now available. These join the existing best buy rates of 2.09% and 2.49%, the lowest rates currently available through Conti.

Click here to view the full article.

Mike Raybone
Chartered Marketer and emarketing specialist

Join the Mortgage Brain Linkedin group… click here